During the holidays a lot of companies like to celebrate with a lot of parties and they usually come to you and ask you to pick a name to exchange gifts. This can be a difficult time because we are preparing to get our special dinners together and gifts for our children and families.
I have never liked participating in these things because you usually give or receive a gift that you do not like and i consider it wasteful. I actually wouldn't mind donating a few dollars to go to a charity during this time so families that are struggling will be able to give their children some gifts and towards their family dinner.
Sometimes it is very hard to get out of these activities because you don't want to be the only one who isn't participating. My answer to you is for you to be honest with yourself. If these activities will be a strain on your budget and take away from your family, it would be very wise to just say no. Tell the person who set up the gift giving to not add your name to the grab bag and that you are not interested.
If you are not participating in gift giving, do not accept any gifts because this is only fair.
You can also start getting little gifts when they go on sale after the holiday's for Men and Women and put it away for next year when the holiday gift giving starts.
You could also buy some gift cards and save those to give during this time. Opening a small account at your Bank and save all year to buy gifts for your family and also for these events on the job is a smart thing to do.
Remember, you have to live after the holidays and you do not want to be stuck with credit card debt because you are trying to please people on the job and in your home.
Happy Holidays!
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