meta name='ir-site-verification-token' value='1860762106'> July 2016 | How to save money and look great while doing so

Sunday, July 31, 2016

Homemade Laundry Detergents

                                             Homemade Laundry Detergents

Are you saving enough money?

                                                     How To Save Money

Wednesday, July 27, 2016

Nice Clothing For Older Women







I am really enjoying this lady's channel.  I like that her clothes are expensive looking yet simple in its styling.  These kinds of video's can be used to get ideas for your own wardrobe.  

Friday, July 22, 2016

What things are you willing to do without?



: Living Below Your Means:

I had to take a serious look at my expenses and my income this year.  I have some wonderful events that are happening in my family this year and I need money to accommodate these expenses.

The best way for me to be ready without using credit cards is to cut back.  The first thing that I must do is to find out what I am willing to live without to reach my goals.  Below you will see what I am doing and what I am planning to do to make my financial dreams a reality.


What I Can Live Without:
High-Speed Internet Service:
Use low-cost Internet service if you do not use the Internet for conducting your business.  If all you need is Internet service just to check your emails, then you don't need top of the line service.

      2. New Clothes:

Stop buying clothes that you don't really need right now.  Go through your closet to see what can be re-worked and worn differently and ways to freshen up your wardrobe.  Scarves and jewelry work wonders to update your wardrobe.

     3. Analog Phone Service: 

I have not done it yet but I am thinking of having cell phone service only and that would help me to save a bundle.

     4. Change Your Hair Style:

Wear a simple low maintenance hairstyle that doesn't cost me anything to maintain.

     5. Movie Theater:

I will buy DVD or borrow movies from the Library.

    6. Cut Cable Service:

I am planning to downgrade my service or totally cut my cable.  The fees are very high and most movie channels are playing the same movie.  It is very easy to watch shows and movies on your computer and there are low price options such as; Netflix, Hulu and there are others that will give you a great deal.

  7. Loose Change;

Go to the Bank and get change so I don't have to break Dollar bills to get change.  We waste a lot of money when we have to go to a store and buy things because we really need change.

  8. Restaurant:

I will not go to Restaurants and if I do, it will be low price local Eateries.  There are a lot of new spots that opened in my area and they are really reasonable.

  9. Personal Beauty Products:

I will buy products that can be used for more than one thing such as All in one body washes that can 
be used to wash hair also and I am planning to make my own fragrance-free soap.

 10. Shoes:

I will use shoes in nude or black to keep my spending down and use a basic nude handbag to go with everything




















Monday, July 18, 2016

Could Your Rings Be Making You Sick?








Could Your Rings Be Making You Sick?


I have been a Jewelry lover for quite some time and I make sure that I clean my rings on a regular basis but some people take their Jewelry to the retail store where they purchased their rings to get them cleaned and then they don't adequately clean them at home.

If you think about it, there are many times that we have colds or flu and have no idea that the germs can transfer to our rings and help make us or others sick.  Throughout the day we wash our hands but a lot of people do not wash their Jewelry and this can be very dangerous because germs live and thrive on surfaces.

I feel that your rings should be wash throughout the day or at least 1 per day and you could achieve this by just using dish detergent and a soft bristled tooth brush.

Germs That Can Live On Your Rings Are:

E-coli
Noro-virus
Parasites
Salmonella
Fungi
Bacteria
Protozoa






Tuesday, July 5, 2016

Dressing The Part? (Should You!)

Many years ago while growing up, I can remember Mom pressing me and my sister's hair and getting our clothes ready to go to church on Sunday Morning.  She took pride in the way our clothes look and all the mothers did the same to make sure that their kids look presentable to go to the Lords house.

In my teen years, there was a lot of emphasis on fashion and what you look like in those days and although I wasn't the best dress, a lot of people were.

When I was in my twenties, we would all go out and people would be dressed sharp to go to a club, restaurant, church, funeral and other events and you would really stand out like a sore thumb if you didn't.

Now, starting in the mid to late 1990's I noticed that people no longer got dressed up to go to church unless they were in their fifties or sixties and the kids would wear pants and regular items that they would wear to school.

I don't understand why things changed but in some instances, it was a good idea because people could go to church and other events and could be comfortable and without spending a lot of money, but, I also feel that young people these day's don't know what appropriate dress is.  There are a time and place for everything and I believe that it would be good for someone to teach young people how and what to wear for an interview and what to wear once you get a job because it is very important.

Many times people will receive a job or increase in pay based on their appearance.  Do I think it is fair  (No!) but this is just the way it is.  You are perceived by the way you look based on your hygiene and your appearance.

There may be times in your life where you may not have the money to buy the kind of clothes that you would like because of a loss of a job or etc. but, what you can do is start by buying some pieces in the same color such as pants and skirts and then add color with tops and plain shoes and after while you will build your wardrobe the way that you want it to be.

Create a uniform with your clothing so you will always have something nice to wear.

Dressing the part is important!


                                                                   SashaMoniqueTalks




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