meta name='ir-site-verification-token' value='1860762106'> How to save money and look great while doing so: money management
Showing posts with label money management. Show all posts
Showing posts with label money management. Show all posts

Thursday, August 24, 2017

Becoming A Minimalist Is Really Becoming Real To Me (The Money Squeeze, Getting Real About Saving Money)

Money, Savings, Piggy, White
Image Courtesy Of Pixabay

I have spent most of my life, saving money and I consider it one of my strongest attributes that come from my Dad because he was a saver and I learned a lot from him and some of my other relatives.

 Lately, I have realized that I have to cut corners even more because of the rising cost of just about everything around me at this time.

 There is no room for slacking off or making any excuses because sometimes you have to say to your own self (No!)

The holidays will be coming up in a few months and all the temptation will be there to spend, spend, spend but I will not be using any credit at all this holiday season because I have some goals that I must work towards for next year that is unavoidable.

Being a minimalist is not only a lifestyle but it is a practice and I have done it many times, one way or another but the truth is, I am a clothes horse and it pains me just to think about the clothing shopping trips that I will have to avoid this year and next year.

  Unless, I rework my strategy, of course, haha!

I prepared myself over the last few years to take advantage of sales and I have proudly amassed a large collection of clothes that will definitely be used during this time of me cutting back on my expenses.

  This will be a time that I will get very creative with the things that I already own and also reflect on the times that I had to cut back and all the blessings that God allowed me to have or to see.

You can never forget where you come from and I know with God's help I can make it through.  YouTube has been very helpful in showing different ways of using natural products for cleaning my home and this is assisting me with my minimalist lifestyle even further.

My name and motto on this blog are: How To Save Money And Look Good While Doing So, is the affirmation I am going to stand by and on my new journey I am going to share the powerful lessons that I have learned and still learning.

Please leave your comment below if you are a minimalist or thinking about becoming one.

Tuesday, February 28, 2017

Great Quotes About Money.

I decided to do this post because I was thinking about how people in the past felt about money and it will give a lot of insight about money today. Below you will see the quotes and the famous people throughout History who made these quotes.

Great Quotes About Money
 "Money produce happiness.  The more of it one has the more one wants."
                                                             -  Benjamin Franklin -


 "Try not to become a man of success, but rather try to become a man of value."
                                                              -Albert Einstein-

 " A wise man should have money in his head, but not in his heart."
                                                               -Jonathan Swift-

 "Money is power, and rare are the heads that can withstand the possession of great power."
                                                               -Benjamin Disraeli-

   "Money is the great tool through whose means labor and skill become universally co-operative."
                                                               -Leland Stanford-

    " The Rich swell up with pride, the poor from hunger."
                                                                -Sholem Aleichem-

   "The great monopoly in this country is the money monopoly. So long as it exists, our old variety of freedom and individual energy of development are out of the question."
                                                                -Woodrow Wilson-

"If money go before, all ways do lie open."
                                                                 -William Shakespeare-
                                             
"Government is the great fiction, through which everybody endeavors to live at the expense of everybody else."
                                                                  -Frederic Bastiat-        
                                                               
"Money is needed even to do without them.  We have had enough of great wars; I think that now is the time of great peace."
                                                                   -Honore de Balzac-

            

Saturday, January 7, 2017

How To Recover Financially When You Have Lost It All.

Here are some videos that may be helpful to improve your financial situation.








Thursday, November 3, 2016

If It Don't Make Money, It Don't Make Sense.


If It Don't Make Money, It Don't Make Sense

I have heard people say this for a very long time.The phrase itself is not grammatically correct 
but, because of my southern roots, I understand what it means.  Many of us are involved in businesses and we are working hard to make it work and to get a stable income from our efforts that we put into it.  The truth of the matter is, It will take a while to see major growth for our money making activities.

A lot of people think, if they start a business, they will automatically get a lot of sales right away and that is not the case.  I agree with the phrase somewhat, because if you are spending a lot of money to start this business and you are not seeing major financial gains, you may be wasting your time. It is very important to stay on your job until you start seeing some real profit from your business.

Make sure to curb unnecessary spending while trying to grow your business. Sometimes you may have to change your money making strategy.  As long as you are not losing a lot of money, you should stick to your business goals.  If you put more work into it, you will start seeing the fruits of your labor.

Those of us who are working online know that our journey isn't going to be easy and it will take year's sometimes but I believe that God will bless your hands and your efforts that you put forth. Don't get weary and discouraged, keep it pushing!



Sunday, July 31, 2016

Are you saving enough money?

                                                     How To Save Money

Tuesday, November 17, 2015

Top Ten Ways To Be A Good Steward Over Your Money.

Many years ago I would hear people talk about being a good steward over your money and I thought that it was just words that Christian people would use to try to get in your personal affairs or to judge you on, but, it is a practice that I had to embrace when my financial state became very fragile at a very difficult time in my life.

There are times when you just didn't know whether you were going to make it through.  These are the moments that I would grasp all the knowledge that I would hear or learned from other people in my past and I learned a great lesson and that is, " I learned more about trusting God but also being a good steward over my money".  

I watched how other people lived and I began to hold onto a stronger value system.  Some people look wealthy but they really aren't.  They are spending more than what they really earn.
I met a very wealthy Lady and from the outside, this person did not look rich at all.  I met her family and they lived a very modest life. They enjoyed life but they maintained their wealthy state of being by being mindful about where and how they spend their money.  In this post, i am going to show you ten of the things that I learned and embraced that transformed my thinking.

Top Ten Ways To Be A Good Steward Over Your Money:
  1. When shopping for clothes, buy the best fabrics that your money can buy in simple styling because these items can be worn for many years.
  2. Adopt a minimalist theme in your home and you can make it look nice but focus more on keeping everything spotless and it will make everything look pulled together.
  3. Set aside a certain day of the month to go out and eat and for recreation. This way you will not feel like you are missing out on the good things in life.
  4. Look over your receipts to find out how much money is going out and what exactly you spent it on.
  5. Do not wear your good clothing when you are at home; this way you can preserve your clothes and it makes them last longer.
  6. Every pay period make sure that you save some money for emergencies and make this a regular habit. Teach your children to save a portion of their allowance for special things that they want to buy.
  7. Learn how to maintain your clothing such as; hemming pants, spot removal and little repairs that you can do yourself.
  8. Bring your lunch to work a few times a week.  This will save you so much money.
  9. Buy clothing that can be washed in a washing machine.  Only dry clean suits and special occasion clothes.
  10. Find an alternative to Cable TV such as; Netflix or watch programs on your computer.

Wednesday, October 7, 2015

ARE YOU A CHEAPSKATE?



This is a question that is hard to answer sometimes because when you are a saver by nature, sometimes people form different opinions on the ways that you spend and control your money.

Many times we are introduced to this lifestyle from the way we are raised and if you are a frugal queen like myself, you can best believe there is another influential person in your life who lived a frugal lifestyle and you were amazed at what they could do with so little.

I can recall people that I heard were cheapskates and other demeaning terms but in the long run, they were better off.  Why?  because they were planners.  They prepared and had self control over wants over needs and what I found is that they actually had all the good toys that everyone strives to get.

Self control is something that is needed that will allow you to pay your bills in a timely manner and to save weekly or monthly towards special things that we would like to acquire.

I have a motto that I live by and it is ("If It Isn't Broke Don't Fix It").  This means that I will live a modest lifestyle but you best believe that if I really want something I can get it, but, is it necessary right now?

My weaknesses are: Clothing, Jewelry, Computer Products and other Electronics.  I like to save up for these things and when I am ready, I splurge on myself.

I also like to save money for things for my family on Birthday's.  Am I a cheapskate?  No.  I am an innovative thinker because I want my money to work for me long term.  I don't want to keep replacing the same things over and over again.

To save money you also have to learn how to take care of the things that you already have.  This is what is called being a good steward over your money.

I am seeking to be financially secured and I am working towards this goal.  It starts with a change in your mindset towards money.

 Let your money work for you and create opportunities and growth and when you make it; don't worry about the label that society gave you regarding being a cheapskate.  Real Millionaires are very strategic in their spending; sure, they play hard but they make sure that their money is always growing.




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