meta name='ir-site-verification-token' value='1860762106'> How to save money and look great while doing so: shopping
Showing posts with label shopping. Show all posts
Showing posts with label shopping. Show all posts

Friday, July 22, 2016

What things are you willing to do without?



: Living Below Your Means:

I had to take a serious look at my expenses and my income this year.  I have some wonderful events that are happening in my family this year and I need money to accommodate these expenses.

The best way for me to be ready without using credit cards is to cut back.  The first thing that I must do is to find out what I am willing to live without to reach my goals.  Below you will see what I am doing and what I am planning to do to make my financial dreams a reality.


What I Can Live Without:
High-Speed Internet Service:
Use low-cost Internet service if you do not use the Internet for conducting your business.  If all you need is Internet service just to check your emails, then you don't need top of the line service.

      2. New Clothes:

Stop buying clothes that you don't really need right now.  Go through your closet to see what can be re-worked and worn differently and ways to freshen up your wardrobe.  Scarves and jewelry work wonders to update your wardrobe.

     3. Analog Phone Service: 

I have not done it yet but I am thinking of having cell phone service only and that would help me to save a bundle.

     4. Change Your Hair Style:

Wear a simple low maintenance hairstyle that doesn't cost me anything to maintain.

     5. Movie Theater:

I will buy DVD or borrow movies from the Library.

    6. Cut Cable Service:

I am planning to downgrade my service or totally cut my cable.  The fees are very high and most movie channels are playing the same movie.  It is very easy to watch shows and movies on your computer and there are low price options such as; Netflix, Hulu and there are others that will give you a great deal.

  7. Loose Change;

Go to the Bank and get change so I don't have to break Dollar bills to get change.  We waste a lot of money when we have to go to a store and buy things because we really need change.

  8. Restaurant:

I will not go to Restaurants and if I do, it will be low price local Eateries.  There are a lot of new spots that opened in my area and they are really reasonable.

  9. Personal Beauty Products:

I will buy products that can be used for more than one thing such as All in one body washes that can 
be used to wash hair also and I am planning to make my own fragrance-free soap.

 10. Shoes:

I will use shoes in nude or black to keep my spending down and use a basic nude handbag to go with everything




















Tuesday, November 24, 2015

Should you delay some of your holiday purchases?

                                Should you delay some of your holiday purchases?



Shopping for the holidays can be fun but it can also be a big hassle because of the big crowds.  I plan on going to the mall with my family members to get a few things but i am mostly going to just be with family during this time.  This year has been really rough.

I saw a report on the news this morning and it was discussing some of the deals that will be available for Black Friday and to be honest with you, they are not all that great.  I went last year and it was more of a big build up for nothing.

Some department stores show sales of big televisions and other electronics and there are big savings, but, what these stores don't tell you; they are in limited quantities.  I am not the kind of person who will camp out overnight just to get a deal.  You can get better deals other times of the year and if you time it right, you can save a lot of money.

If you can wait until late February, you can get winter clothing at extreme discounts because the stores start to get ready for the spring, so, if you can wait until then, you can get multiple items for deep discounts.

If you can wait until the Superbowl, you can get your dream television for a much cheaper price and you can get the biggest screen that you want.

Delay getting that Computer, Camera and other electronics till February, March or keep searching online till you see the deal that you want.

Also, I think Cyber Monday gives you more discounts and it is a safer way to shop.

Happy Holidays to you all!



                                                       SashaMoniqueTalks


Saturday, November 21, 2015

How to enjoy holiday sales and stay safe.

                                         How to enjoy holiday sales and stay safe


The holidays are coming up and the most exciting part is the sales that are available after the holidays.  I am not a person who like crowds but i love shopping and you can get special items for your family during this time.  Over the years i have heard so many horror stories of people getting robbed or killed during this joyous part of the year.

We are living in a time where we have to look over our shoulder when we are out shopping.  One of the shopping malls in my area is high end in a very swanky town and the perception by people who are less fortunate is: "I will hang around and look for a target with money and high end goods and i will attack."  So, I am going to give you some tips to use during the holiday shopping season.

These tips will help to reduce your chance or being robbed:

  1. If you have an extra Car that is inexpensive and old, this is the time to drive it to the mall to do your shopping.
  2. Wear plain unbranded clothing to the mall.
  3. Do not flash large sums of money.
  4. Take your expensive watch and jewelry off before you go shopping.
  5. Before going shopping, buy some shopping bags that are plain so people cannot see what stores you are shopping at such as; high end stores.  If all fails, buy white garbage bags with handles.  People will think that you are weird, but, you will be safe.
  6. Do not go to the ATM while you are at the mall.  Get money before you leave home.
  7. Try to park your Car where it is well lit and try not to park in a garage.
  8. Do not entertain people who strike up an odd conversations with you.  Do not be rude but, try to make up an excuse to get away quickly.
  9. Do not use your expensive phone at the mall if you can help it.
  10. Go to the bathroom in groups.
The best tip there is:  Order all your gifts online.

Some of these tips may sound a little funny but it will help you to avoid these situations when out shopping.

If you feel that someone is following you. Go in the nearest store and stay there and call police.





                                                 SashaMoniqueTalks


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