meta name='ir-site-verification-token' value='1860762106'> How to save money and look great while doing so

Tuesday, January 6, 2015

GREEN, BEIGE, RUST AND BLACK GOOD COLORS FOR THE NEW YEAR


 

 
 
This display shows the beauty of muted colors such as; Army greens, Beige, Black and Rust, along with the Acid Wash Jeans that are a big hit this year.  You can wear these colors alone or you can mix and match. 
 

Thursday, January 1, 2015

SHOULD YOU MAKE A NEW YEARS RESOLUTION OR NOT?

We are going into a new year and it is on a lot of peoples mind about making changes in their lives.  The first thing we  think about is making a New Years Resolution.  The problem with this concept is that we use this time to plan how we are going to make changes in our life, but, we don't realize that the changes we want to make, have been right in front of us, but since it has been the norm to pick a certain time of the year to make different plans and choices, we fail to think that we could have made these changes all along.

It takes a while to train our minds to do things differently, but I feel that we can use each day to start practicing things that would help us to accomplish the goals that we set out to.  If you would like to stop smoking and you are smoking a pack a day, then you would take out 4 cigarettes out of a pack and each week subtract another cigarette or you could subtract 4 or 5 a month and over time you would be smoking less and less.

If you would like to save money then start saving a few dollars a week and do not spend it and at the end of the month you will see an increase and  after 6 months you will get in the habit of saving because you will be so excited of what you could accomplish in a small amount of time.  Saving will start to become second nature to you and when it comes time to put that money you saved towards a house or a vacation that you dreamed of, you will learn to appreciate what this practice of saving can do.

If you would like to lose weight then, you would start cutting back on food a few times a week and start exercising at least twice a week and you will start to develop habits that will give you the willpower and the discipline to continue long term.

So, you would like to start a small business but you don't have the money or the time to get things moving; I would suggest that you get books to learn more about this business you would like to start and talk to someone who is already in this business, and start to buy little supplies such as; pens, paper, books, shipping supplies and etc. This way you are not overwhelmed with the expenses.  Start small and build and before you know it, you will be in the business that you dreamed of. 

You would like to move to a new area, but, you are not sure how you will do it.  Get on your computer and start researching the area that you are interested in.  If you are just changing your apartment, then go to the apartment that you like, different parts of the day or night to get a feel of the neighborhood.  Talk to people who live in the area or complex to see what they think about it.  If you decide that this is the place that you want, then start buying boxes and making plans and give yourself a time limit on when you want to move and even if this takes you a year to do, you will be able to do this very easily.

What I am saying in this blog is; make changes everyday and you will be more successful than making New Years Resolutions.

Have a Happy New Year!

Wednesday, December 24, 2014

HOW TO BEAT HOLIDAY BLUES AND TRULY HAVE A MERRY CHRISTMAS

                                                 Merry Christmas

As children, we count the day's until Christmas with so much excitement and joy because we know that when Saint Nick makes his appearance we will be blessed with wonderful toys to play with and so much happiness is in the air.  I can remember as a child running downstairs to the basement to see what Santa brought and playing with my dolls with my Sister; those memories are so heartwarming.

When we become adults we are faced with so many things on our plate such as; Rent payments, Car payments, and the list goes on and on.

Being that there are many people out of work, many of us are faced with wondering where the next meal is going to come from.

Christmas time can be wrought with a lot of sorrow but we still have to put on the brave face so our children can have good memories.

So here are some way's to beat the holiday blues:
  1. Buy some sweet treats for yourself and the children and put it in a very festive bowl to boost the holiday spirit and make some decorations yourself to make your environment more cheerful.
  2. Put on some happy Christmas music and dance around with your children and don't forget the Camera, so when your children are older, they can get a big kick out of the funny faces you all were making.
  3. Buy yourself some Candles from the Dollar Store and Bath Salts and take a relaxing bath and then put on your favorite PJ's
  4. This is very old school but what the heck!  Invite some of your friends over and have a card party and ask your friends to bring snacks or food to cook and just enjoy each other.
  5. Play some computer games or play a board game with your children and other family members.
  6. Give one item away to a needy family and when you see the joy on their faces, this will bring you happiness
  7. Ride around the neighborhood to see all the Houses with Christmas lights and decorations.
  8. If you have a Digital Camera, make funny videos and upload them to Youtube.
  9. Help serve food to the homeless on Christmas to bless those less fortunate.
  10. Bake cakes and decorate them with your children. And exchange small, meaningful gifts with each other even if they are handmade.
  11. Watch some of your favorite childhood movies with your children or family members.

I have used some of these tips myself when money was tight and it really helps.
The main things are to enjoy life and make the best of the situation you are in and believe in a better future and it will come.

If a family member has passed on and you are suffering from depression, talk about the good times you remember and it will really help.

If you are severely depressed, please call 911 or the Suicide Prevention Hotline at  1800-273-8255.



HAVE A MERRY CHRISTMAS AND A HAPPY NEW YEAR!






Sunday, December 21, 2014

IT IS SO FUN BEING A LADY

 








 





I just love wearing a dress and being a lady.  Dresses are so easy because you just need a nice pair of shoes and a nice handbag and you are ready to go.

Some of these dresses have a simple styling and that Is what I look for when buying a dress because I don't like clothes that are fussy.

I admire these dresses because they are stylish, yet classy.  Dresses can stand alone or they can also be paired with a blazer, shawl or jacket.

Thursday, December 18, 2014

WAY'S TO SAVE MONEY ON FOOD

                                              DEEP FREEZER


I know you are looking at this freezer and saying WTH! I use this item as a way to save money.
You can buy meats when they are on sale and stock up.  I am able to prepare cakes in advance and slice them up and put them in and I have an easy little snack for weeks or months to come.  When your local supermarket have sales on ice cream and ice pops you can stock up for your children and you will not have to run out at the last minute. 

Meals can be prepared in advanced for the week and if you do not feel like cooking you have food waiting for you that can be microwaved or warmed in the oven.  You can use this freezer to prepare some of your Thanksgiving and Christmas Dinner in advanced and then you only have to prepare very few items, the day of.

Some people don't think of a Deep Freezer as a way to save money but my suggestion is; just buy one and see.  They do not cost much and you can get one between $160.00- $300.00.

When rice and bread goes on sale for less than $1.00, it is your time to stock up and you will be able to save much more money than before.

I like to catch sales on some frozen foods such as; Tv dinners, onion rings, tilapia, and anything that can be a time saver and not a money waster. lol

A freezer is a good way to freeze your lunch to take to work.  If you can cut your eating out days to just once per week you will be able to hold on to more money that you can put towards your savings or something special for yourself.

Thursday, December 11, 2014

METALLICS ( YOU CAN SHINE FOR THE HOLIDAYS)

                  THIS DISPLAY SHOWS THE RICHNESS OF METALLICS


I am so thrilled that this year presents itself with Metallics.  I am such a fan because I am a child of the seventies and eighties and I remember the glory day's of Donna Summer, Patti Labelle and Diana Ross, proudly wearing this style of clothing and I include hints of glitz in my wardrobe.

Metallics  could always be seen in shirts, sweaters and handbags.  I used to watch Dance Fever and see the ladies dancing the night away in shiny dresses and sequins and this image has been in my mind forever.

A few years ago, some people would not be caught dead in a anything glitzy.  I am so glad that glitz and glamour is back this year and I hope that it is a lasting trend.

If you don't want to do the metallic dress, then, you can take just some key pieces such as; belts, handbag, shawl, necklaces, shirts and tanks, and you will be able to stay fashionable without looking like you are wearing a metallic uniform.

I will be getting a gold lame handbag and one in bronze, this year.

I believe that this display shows glitz done the right way.

Tuesday, December 2, 2014

THE BLACK AND BLUE



This is a beautiful interpretation of black and blues.  The new shades of blues that are out this year are very exciting and mixing with the black, just presents new ways to stand out without overdoing it and gives you a very sensual presentation.  I have always been a fan of black and blues but I find that with the royal blue, it takes it to the next level.

You will notice in this display, there are hints of metallic accessories and that just gives an added punch and pizazz.

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